Your money.
Your plan.
Our math.
Adulting is hard. Financial advice is confusing. Most apps want to sell you stuff. We just want to help you figure out where your next dollar should go.
The eternal question
“I have some money. Where should it go?”
We run the actual numbers—compound interest, tax advantages, debt payoff curves—so you can stop staring at spreadsheets at 2am and make decisions with confidence.
Our Deal
Here's what we promise, no asterisks.
We Show Our Math
Every calculation has a 'Check Our Math' button. See exactly how we got there. Question it. We want you to.
Recommendations First
We tell you what the math says first. If we can help you act on it and both benefit, we'll offer that—clearly labeled, always optional.
Your Data, Your Business
We don't sell your financial data. We don't share it. We don't even look at it unless you ask for help.
Math, Not Opinions
We tell you what the numbers say, not what we think you should do. Your values, your priorities, your call.
How We're Different
Most financial apps have... incentives that don't align with yours.
What You Can Do Here
Track Debts
Snowball, avalanche, or balanced—see when you'll be free
Plan Retirement
Model 401k, IRA, Roth, employer match, Social Security
Save for College
529 projections, cost estimates, funding gaps
Build Safety Net
Emergency fund targets based on your actual expenses
Sanity Check
Spot money left on the table—uncaptured match, low-yield accounts, wrong buckets
Model Scenarios
What if I get a raise? Pay off this debt? Buy a house?
On Money (Ours, Not Yours)
The core app is free forever. Full planning, all the math, no limits. We mean it.
We have optional premium features for power users—things like unlimited scenarios, household sharing, and fancy exports. If you find value and want to support us, you can pay what you want.
Your support keeps the core free and helps us ship new tools faster. No tricks, no data sales—just people backing a product they want to exist.
We'd rather have a million people using this for free than squeeze money out of people who are trying to get their finances together.
Ready to figure it out?
Takes about 10 minutes to get started. No credit card, no spam, no nonsense.
Built by people who got tired of conflicting financial advice and decided to just do the math ourselves. Questions? Thoughts? Find us on the internet.